Why You Don’t Want to Get into a Car Accident

Nobody wants to be in a car accident, obviously, but it’s not the reasons you think that matter. Car accidents go a little farther than scratches and bruises.

The Medical Cost

If you’re at the receiving end of the crash, you know you’ll end up in the hospital. Not only does this mean medical bills for you, but it also means lost wages.

But wait, this doesn’t just stand for people who end up getting injured in a car accident—it is also a nuisance for you if you’re implicated as a perp in a car accident. If, by deliberation or negligence, you end up as an offending party in a road accident in Indian Orchard, you will have to pay for the medical costs of the aggrieved party. Not only that, but you might also have to pay for their therapy if push comes to shove.

The Legal Cost

If, in the event that you are the offending party in a car accident and have caused injury to another, you can be dragged to court over the matter. Matters may worsen if you have no coverage or refuse to pay, in which case you’re looking at a long, drawn-out court battle that tends to be extremely stressful.

Add to this lawyers’ fees and other legal costs, and you have a pretty kettle of fish on your hands.

Getting into a Car Accident Without Coverage

Massachusetts law requires all drivers to carry proof of insurance at all times. If, in the event that you are stopped by a law enforcement agent and asked to produce this proof, you are obliged to do so.

Getting into a car accident without due coverage, therefore, is double the trouble. Not only are you faced with the prospect of paying up, but you also have to contend with the illegality of your situation.

Leaving the Scene of an Accident

Worse on the list of offenses you can find yourself in is a hit and run. In Massachusetts, if you:

  • Knowingly leave the scene of a car crash
  • Have caused property or personal damage on the scene

You have a possible charge that will go on your permanent record and ruin several future prospects for you.

Get a Car Insurance Quote in Indian Orchard Today

If you’re looking for insurance agents or advisors in the Indian Orchard region, you’re on the right track. Get your coverage today and protect yourself against all possible future hurdles—legal, financial, and otherwise. Get in touch with Western Mass Auto Insurance today for more details and car insurance quotes.