SPRINGFIELD

As important as it is for vehicle owners in Springfield, MA, to have auto insurance, getting it can be quite tricky. This is because a number of factors contribute to whether or not you’re eligible for auto insurance and what rate you’ll be able to acquire.

In a densely populated city such as Springfield, auto thefts are a huge problem. In fact, in 2017, it had the highest per capita theft rate in all of Massachusetts. This increased likelihood of car theft can make it difficult for you to get insurance at lower, more reasonable rates than you would in other cities. Insurance providers don’t want to have to cover a hefty amount that comes with car theft, especially since this is likely to happen at an alarmingly high rate.

In addition to auto theft, the high incidence of automotive accidents in Springfield also affects your chances of getting a good auto insurance coverage. Another thing you need to be mindful of is your driving record, which closely ties in with the possibility of traffic accidents. The more pristine your record is, the easier it’ll be for you to get a good insurance package.

Auto insurance companies are also likely to favor older individuals as opposed to teens and young adults. This is because the former are less likely to be involved in traffic accidents and have more years of driving experience under their belt. This significantly improves their chances of getting auto insurance at rebated rates.

At Western Mass Auto Insurance, we strive to make insurance simple, understandable, and accessible to everyone. In line with this belief, we remain firmly committed to implementing the ADA in every aspect of our services.