Saving Money on Auto Insurance: Discounts to Look For

Saving Money on Auto Insurance: Discounts to Look For

Auto insurance is a necessary expense for all drivers on the road. Whether you’re a seasoned driver or a new one, having auto insurance in Springfield can protect you financially in case of an accident or other damages.

While it may seem like a daunting task to find affordable car insurance quotes in Springfield, there are several auto insurance discounts that you can look for to save money on your policy.

Multi-Policy Discounts

Many car insurance services offer multi-policy discounts, which means that if you have more than one type of insurance policy with them, such as auto insurance and home insurance, you may be eligible for a discount.

Good Driver Discounts

If you have a clean driving record, meaning no accidents or tickets, you may be eligible for a good driver discount. This discount can vary depending on the car insurance service you use, but it can save you up to 20% on your policy. Additionally, some car insurance companies offer usage-based discounts, which means that if you drive safely and avoid hard braking or acceleration, you can earn discounts on your insurance policy.

Low Mileage Discounts

If you don’t drive very often or have a short commute, you may be eligible for a low mileage discount. The Federal Highway Administration reports that an average driver in the United States drives about 13,500 miles per year. If you drive less than this, you may be eligible for a discount on your car insurance policy.

Safety Feature Discounts

If your car has safety features such as anti-lock brakes, airbags, or a backup camera, you may be eligible for a safety feature discount.

According to the National Highway Traffic Safety Administration, anti-lock brakes can reduce the risk of a fatal crash by 22%, and airbags can reduce the risk of a fatal crash by 14%. Having these safety features can not only save your life but can also save you money on your auto insurance.

Good Student Discounts

If you’re a student and have good grades, you may be eligible for a good student discount.

A study by the National Association of Insurance Commissioners revealed that students with good grades are less likely to get into accidents than students with poor grades. This discount can vary depending on the car insurance service you use, but it can save you up to 15% on your policy.

Get In Touch With Us Today

Now that you know some of the ways you can save money on your auto insurance in Springfield, it’s time to take action.

Contact our team at Western Mass Auto Insurance today to see if you qualify for any of these auto insurance discounts, or shop around to compare car insurance quotes in Springfield. Don’t wait until it’s too late to get the coverage you need – get your car insured and enjoy peace of mind on the road.