A Massachusetts commercial vehicle insurance policy is required under most circumstances when the vehicle is utilized for commercial purposes and meets certain other requirements. The vehicle type and the registration aren’t the only factors that determine the rates for a commercial automobile insurance policy. Other factors that influence the rates include the type of commercial operation, the radius of operation, the gross weight of the vehicle, the claims history, the driving records, and more.
A commercial auto insurance policy helps cover the costs of an auto accident if you, or one your employees, is at fault. The coverage can help pay for medical expenses or damaged property. Typically, a commercial auto insurance quote includes:
- Physical damage
- Medical payments hired auto
- Uninsured motorist
- Non-owned coverage
You should consider commercial auto insurance if you:
- Conduct a service with your vehicle
- If your company name is on the side of your vehicle.
- Transport people or goods for a fee in your vehicle (Livery)
- Need higher limits of liability due to the nature of your work
- Haul a considerable weight in equipment or tools, or use a towing trailer to conduct business with your vehicle
- Your employees operate vehicles that are leased, rented or owned by your company
As one of the leading auto insurance agencies in Massachusetts, Western Mass Auto Insurance is fully committed to helping you find commercial van or truck insurance coverage that is perfectly suited to your needs and budget. We are proud partners of Progressive Commercial Auto and Pilgrim Insurance, both are the top writers of Commercial Vehicle Insurance in Massachusetts. We serve a multitude of areas in Western Massachusetts, including:
- Indian Orchard
- Wilbraham Area
- Palmer Area
- South Hadley
Our agents are discount specialists that will closely assess your requirements before providing you with a selection of quotes that perfectly fit your coverage needs and budget. As an independent insurance agency, we work for our clients, not the insurance carriers. This means we can help you find the best value on commercial auto insurance in MA.
If you’re currently in the market for a car insurance policy in Western Massachusetts, stop by at our conveniently located offices in Springfield and Indian Orchard, or get in touch with us online for a free quote.
Get Your Free Commercial Vehicle Insurance Quote Today!
Western Mass Auto Insurance makes it easy to get affordable car insurance. Get your free, no obligation commercial vehicle insurance quote today by calling (413) 543-3800 for Indian Orchard or (413) 781-3800 for Forest Park area. Or click the “Get a Quote” tab and leave us your information – we will get right back to you. Plus you can always stop by one of our two conveniently-located offices where an insurance representative can immediately assist you! Talk soon!