Commercial Auto Insurance

Commercial auto insurance protects you from the liabilities and compensates for the damage when your commercial vehicle is involved in a collision.

Commercial auto insurance protects you from the liabilities and compensates for the damage when your commercial vehicle is involved in a collision. It is an auto insurance policy that covers your auto for which you use to earn a livelihood. It may include:

• vehicles used as part of business activity
• rental cars if covered by commercial auto insurance

Commerical Policy

Commercial auto policies may also cover any liability arising from accidents during work hours or when they are on their way to pick up goods related to their work even though there isn’t an accident. However, most companies require drivers involved in “high risk” occupations such as law enforcement officers or construction operations to have personal vehicle coverage separate from the company’s commercial auto policy.

Companies providing commercial auto insurance will not provide comprehensive and collision coverage because these can be included under your own car insurer’s package.

Commercial Car Insurance Coverage

Commercial auto policies may also cover any liability arising from accidents during work hours or when they are on their way to pick up goods related to their work even though there isn’t an accident. However, most companies require drivers involved in “high risk” occupations such as law enforcement officers or construction operations to have personal vehicle coverage separate from the company’s commercial auto policy. Companies providing commercial auto insurance will not provide comprehensive and collision coverage because these can be included under your own car insurer’s package. Commercial Auto Insurance protects you from the liabilities.