What is Apartment Insurance?
This type of policy is valuable to have when you are renting or purchasing an apartment. Prices vary depending on where you live and how big your apartment is. Apartment insurance will cover all the “stuff” you have in your apartment. The most common coverage amount is usually $20,000 but you can choose any amount over that to suit your needs.
It also covers “loss of use” if you are displaced out of your apartment due to a fire or other unfortunate mishaps. It will usually pay up to $4000 for you to stay somewhere else while the apartment is being restored.
Apartment insurance protects you in situations that everyone can face: fires, thefts, water damages, and other unforeseen circumstances.
Get Your Free Quote Today
Western Mass Auto Insurance makes it easy to get affordable apartment insurance in Springfield. Get your free, no obligation apartment insurance quote today by calling (413) 543-3800 for Indian Orchard or (413) 781-3800 for Forest Park area. Or, click the “Get a Quote” tab and leave us your information – we will get right back to you. Plus, you can always stop by one of our two conveniently-located offices where an insurance representative can immediately assist you! Talk soon!
Western Mass Auto Insurance Offers the Top Apartment Insurance Companies in the Massachusetts
Plymouth Rock/Bunker Hill Insurance
Apartment insurance is a great, affordable type of insurance that gives you big discounts on your auto insurance! If you get Apartment Insurance with your Auto Insurance you can get the Apartment Insurance for free!
How to File a Claim
Successfully filing a claim for lost, damaged, or destroyed property requires some specific information. Obviously, you need to know what you own, but it would also help to know when you bought it, and what you paid. The easiest way to capture that information, and to speed up any claim you may have, is to do a complete household inventory.
Making a household inventory is well worth your time. Don’t put if off! In the aftermath of a fire or other catastrophe, it is almost impossible to remember what you’ve lost.
How to Create an Inventory
- List Everything: First, go through each room, listing major items. Include purchase date and price, if known. Check receipts if you have them. Include serial numbers for appliances, electronics, and cameras.
- Take Photos or Videos: Open all closet and cabinet doors. Stand in the center of each room and take one picture of each wall. Or scan the room with a video camera.
- Update Regularly: Keep your inventory up to date. List and photograph new purchases and gifts as they arrive in your home. Delete items you no longer own.