This is one of the 4 parts required by law in the State of Massachusetts. When purchasing Mass Insurance you are going to get this important part you need to decide what amount of coverage you would like.
This covers damage to property that you cause in an accident.
Most of the time it is damage to someone elses vehicle – but it can also extend to damage to any other property – like hitting a telephone pole, or someones house or fence – it is damage caused by you to someone elses property.
A minimum of $5000 is required in Massachusetts but higher limits are available and are recommended. Many get $100,000 or even higher – it is up to you.
If you have a loan on your vehicle the bank may require $100,000 on Part 4.
Mass auto policy Part 4 Property Damage also pays out if someone else was using your vehicle – with your consent – and causes an accident.
If you have any questions please call my office for assistance.